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Data quality

A score is only as good as its inputs, so every score carries one of three flags — never hidden:
Complete, current data across the factors that matter for this vault. The score rests on the inputs we wanted.
Some inputs were thin or missing and were handled conservatively. The score is still meaningful, but stands on less ground than a “sufficient” one.
Data was genuinely sparse — a new or obscure vault we could not fully observe. The score is published anyway and labelled as our weakest read, not our best.

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Score bands

Alongside the number, each vault carries a plain-English band:
  • Conservative — top band; suitable where preserving capital is the priority.
  • Balanced — the middle band.
  • Aggressive — meaningfully more risk; eyes-open territory.
Bands describe risk posture, not a recommendation to buy or avoid anything.